LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,942
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,801
−HK$2,906/mo
Today · 4.125%
HK$97,707
baseline
▲ 0.50% · 4.625%
HK$103,652
+HK$5,945/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$195,414/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,284
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,027
−HK$2,783/mo
Today · 4.125%
HK$107,810
baseline
▲ 0.50% · 4.625%
HK$113,493
+HK$5,683/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$215,620/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,330
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,762
−HK$3,486/mo
Today · 4.125%
HK$117,248
baseline
▲ 0.50% · 4.625%
HK$124,383
+HK$7,135/mo
Deposit HK$16.13M · loan HK$24.19M · min. income ≈ HK$234,496/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,741
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$126,033
−HK$3,339/mo
Today · 4.125%
HK$129,372
baseline
▲ 0.50% · 4.625%
HK$136,192
+HK$6,820/mo
Deposit HK$16.13M · loan HK$24.19M · min. income ≈ HK$258,744/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,718
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$132,722
−HK$4,068/mo
Today · 4.125%
HK$136,790
baseline
▲ 0.50% · 4.625%
HK$145,113
+HK$8,323/mo
Deposit HK$12.10M · loan HK$28.22M · min. income ≈ HK$273,580/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,198
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$147,038
−HK$3,896/mo
Today · 4.125%
HK$150,934
baseline
▲ 0.50% · 4.625%
HK$158,890
+HK$7,956/mo
Deposit HK$12.10M · loan HK$28.22M · min. income ≈ HK$301,868/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,495
−HK$10,378/mo
▼ 0.25% · 3.875%
HK$170,643
−HK$5,230/mo
Today · 4.125%
HK$175,873
baseline
▲ 0.50% · 4.625%
HK$186,574
+HK$10,701/mo
Deposit HK$4.03M · loan HK$36.29M · min. income ≈ HK$351,746/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,713,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,111
−HK$9,947/mo
▼ 0.25% · 3.875%
HK$189,049
−HK$5,009/mo
Today · 4.125%
HK$194,058
baseline
▲ 0.50% · 4.625%
HK$204,287
+HK$10,229/mo
Deposit HK$4.03M · loan HK$36.29M · min. income ≈ HK$388,116/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,713,630 · Scale 2, in force from 26 Feb 2026)