LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,957
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,817
−HK$2,906/mo
Today · 4.125%
HK$97,723
baseline
▲ 0.50% · 4.625%
HK$103,669
+HK$5,946/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$195,446/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,713,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,301
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,044
−HK$2,784/mo
Today · 4.125%
HK$107,828
baseline
▲ 0.50% · 4.625%
HK$113,511
+HK$5,683/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$215,656/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,713,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,348
−HK$6,920/mo
▼ 0.25% · 3.875%
HK$113,780
−HK$3,488/mo
Today · 4.125%
HK$117,268
baseline
▲ 0.50% · 4.625%
HK$124,403
+HK$7,135/mo
Deposit HK$16.13M · loan HK$24.20M · min. income ≈ HK$234,536/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,761
−HK$6,632/mo
▼ 0.25% · 3.875%
HK$126,053
−HK$3,340/mo
Today · 4.125%
HK$129,393
baseline
▲ 0.50% · 4.625%
HK$136,214
+HK$6,821/mo
Deposit HK$16.13M · loan HK$24.20M · min. income ≈ HK$258,786/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,739
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$132,744
−HK$4,068/mo
Today · 4.125%
HK$136,812
baseline
▲ 0.50% · 4.625%
HK$145,137
+HK$8,325/mo
Deposit HK$12.10M · loan HK$28.23M · min. income ≈ HK$273,624/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,221
−HK$7,738/mo
▼ 0.25% · 3.875%
HK$147,062
−HK$3,897/mo
Today · 4.125%
HK$150,959
baseline
▲ 0.50% · 4.625%
HK$158,916
+HK$7,957/mo
Deposit HK$12.10M · loan HK$28.23M · min. income ≈ HK$301,918/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,522
−HK$10,379/mo
▼ 0.25% · 3.875%
HK$170,670
−HK$5,231/mo
Today · 4.125%
HK$175,901
baseline
▲ 0.50% · 4.625%
HK$186,605
+HK$10,704/mo
Deposit HK$4.03M · loan HK$36.29M · min. income ≈ HK$351,802/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,713,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,141
−HK$9,949/mo
▼ 0.25% · 3.875%
HK$189,080
−HK$5,010/mo
Today · 4.125%
HK$194,090
baseline
▲ 0.50% · 4.625%
HK$204,321
+HK$10,231/mo
Deposit HK$4.03M · loan HK$36.29M · min. income ≈ HK$388,180/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,713,910 · Scale 2, in force from 26 Feb 2026)