LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,968
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$94,829
−HK$2,906/mo
Today · 4.125%
HK$97,735
baseline
▲ 0.50% · 4.625%
HK$103,682
+HK$5,947/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$195,470/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,714,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,314
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,058
−HK$2,783/mo
Today · 4.125%
HK$107,841
baseline
▲ 0.50% · 4.625%
HK$113,526
+HK$5,685/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$215,682/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,714,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,362
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$113,795
−HK$3,488/mo
Today · 4.125%
HK$117,283
baseline
▲ 0.50% · 4.625%
HK$124,419
+HK$7,136/mo
Deposit HK$16.13M · loan HK$24.20M · min. income ≈ HK$234,566/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,776
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$126,069
−HK$3,341/mo
Today · 4.125%
HK$129,410
baseline
▲ 0.50% · 4.625%
HK$136,231
+HK$6,821/mo
Deposit HK$16.13M · loan HK$24.20M · min. income ≈ HK$258,820/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,756
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$132,761
−HK$4,069/mo
Today · 4.125%
HK$136,830
baseline
▲ 0.50% · 4.625%
HK$145,155
+HK$8,325/mo
Deposit HK$12.10M · loan HK$28.23M · min. income ≈ HK$273,660/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,714,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,239
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$147,081
−HK$3,897/mo
Today · 4.125%
HK$150,978
baseline
▲ 0.50% · 4.625%
HK$158,936
+HK$7,958/mo
Deposit HK$12.10M · loan HK$28.23M · min. income ≈ HK$301,956/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,714,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,543
−HK$10,381/mo
▼ 0.25% · 3.875%
HK$170,692
−HK$5,232/mo
Today · 4.125%
HK$175,924
baseline
▲ 0.50% · 4.625%
HK$186,628
+HK$10,704/mo
Deposit HK$4.03M · loan HK$36.30M · min. income ≈ HK$351,848/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,165
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$189,104
−HK$5,011/mo
Today · 4.125%
HK$194,115
baseline
▲ 0.50% · 4.625%
HK$204,347
+HK$10,232/mo
Deposit HK$4.03M · loan HK$36.30M · min. income ≈ HK$388,230/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,128 · Scale 2, in force from 26 Feb 2026)