LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,973
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$94,834
−HK$2,906/mo
Today · 4.125%
HK$97,740
baseline
▲ 0.50% · 4.625%
HK$103,688
+HK$5,948/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$195,480/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,714,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,319
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,063
−HK$2,784/mo
Today · 4.125%
HK$107,847
baseline
▲ 0.50% · 4.625%
HK$113,531
+HK$5,684/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$215,694/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,714,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,367
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$113,800
−HK$3,488/mo
Today · 4.125%
HK$117,288
baseline
▲ 0.50% · 4.625%
HK$124,425
+HK$7,137/mo
Deposit HK$16.13M · loan HK$24.20M · min. income ≈ HK$234,576/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,783
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$126,075
−HK$3,341/mo
Today · 4.125%
HK$129,416
baseline
▲ 0.50% · 4.625%
HK$136,238
+HK$6,822/mo
Deposit HK$16.13M · loan HK$24.20M · min. income ≈ HK$258,832/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,762
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$132,767
−HK$4,069/mo
Today · 4.125%
HK$136,836
baseline
▲ 0.50% · 4.625%
HK$145,163
+HK$8,327/mo
Deposit HK$12.10M · loan HK$28.23M · min. income ≈ HK$273,672/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,714,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,246
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$147,088
−HK$3,897/mo
Today · 4.125%
HK$150,985
baseline
▲ 0.50% · 4.625%
HK$158,944
+HK$7,959/mo
Deposit HK$12.10M · loan HK$28.23M · min. income ≈ HK$301,970/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,714,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,551
−HK$10,381/mo
▼ 0.25% · 3.875%
HK$170,701
−HK$5,231/mo
Today · 4.125%
HK$175,932
baseline
▲ 0.50% · 4.625%
HK$186,638
+HK$10,706/mo
Deposit HK$4.03M · loan HK$36.30M · min. income ≈ HK$351,864/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,174
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$189,113
−HK$5,011/mo
Today · 4.125%
HK$194,124
baseline
▲ 0.50% · 4.625%
HK$204,357
+HK$10,233/mo
Deposit HK$4.03M · loan HK$36.30M · min. income ≈ HK$388,248/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,212 · Scale 2, in force from 26 Feb 2026)