LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,984
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,845
−HK$2,907/mo
Today · 4.125%
HK$97,752
baseline
▲ 0.50% · 4.625%
HK$103,700
+HK$5,948/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$195,504/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,714,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,331
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,075
−HK$2,785/mo
Today · 4.125%
HK$107,860
baseline
▲ 0.50% · 4.625%
HK$113,545
+HK$5,685/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$215,720/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,714,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,380
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$113,814
−HK$3,488/mo
Today · 4.125%
HK$117,302
baseline
▲ 0.50% · 4.625%
HK$124,440
+HK$7,138/mo
Deposit HK$16.14M · loan HK$24.20M · min. income ≈ HK$234,604/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,797
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$126,090
−HK$3,341/mo
Today · 4.125%
HK$129,431
baseline
▲ 0.50% · 4.625%
HK$136,254
+HK$6,823/mo
Deposit HK$16.14M · loan HK$24.20M · min. income ≈ HK$258,862/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,777
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$132,783
−HK$4,070/mo
Today · 4.125%
HK$136,853
baseline
▲ 0.50% · 4.625%
HK$145,180
+HK$8,327/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$273,706/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,263
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,105
−HK$3,898/mo
Today · 4.125%
HK$151,003
baseline
▲ 0.50% · 4.625%
HK$158,963
+HK$7,960/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$302,006/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,571
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$170,721
−HK$5,232/mo
Today · 4.125%
HK$175,953
baseline
▲ 0.50% · 4.625%
HK$186,660
+HK$10,707/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$351,906/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,196
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$189,136
−HK$5,011/mo
Today · 4.125%
HK$194,147
baseline
▲ 0.50% · 4.625%
HK$204,381
+HK$10,234/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$388,294/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,415 · Scale 2, in force from 26 Feb 2026)