LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,984
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,846
−HK$2,907/mo
Today · 4.125%
HK$97,753
baseline
▲ 0.50% · 4.625%
HK$103,701
+HK$5,948/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$195,506/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,714,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,332
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,076
−HK$2,784/mo
Today · 4.125%
HK$107,860
baseline
▲ 0.50% · 4.625%
HK$113,546
+HK$5,686/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$215,720/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$1,714,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,381
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$113,815
−HK$3,488/mo
Today · 4.125%
HK$117,303
baseline
▲ 0.50% · 4.625%
HK$124,441
+HK$7,138/mo
Deposit HK$16.14M · loan HK$24.20M · min. income ≈ HK$234,606/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,798
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$126,091
−HK$3,341/mo
Today · 4.125%
HK$129,432
baseline
▲ 0.50% · 4.625%
HK$136,255
+HK$6,823/mo
Deposit HK$16.14M · loan HK$24.20M · min. income ≈ HK$258,864/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,778
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$132,784
−HK$4,070/mo
Today · 4.125%
HK$136,854
baseline
▲ 0.50% · 4.625%
HK$145,181
+HK$8,327/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$273,708/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,264
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$147,107
−HK$3,897/mo
Today · 4.125%
HK$151,004
baseline
▲ 0.50% · 4.625%
HK$158,964
+HK$7,960/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$302,008/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,572
−HK$10,383/mo
▼ 0.25% · 3.875%
HK$170,722
−HK$5,233/mo
Today · 4.125%
HK$175,955
baseline
▲ 0.50% · 4.625%
HK$186,661
+HK$10,706/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$351,910/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,197
−HK$9,952/mo
▼ 0.25% · 3.875%
HK$189,137
−HK$5,012/mo
Today · 4.125%
HK$194,149
baseline
▲ 0.50% · 4.625%
HK$204,382
+HK$10,233/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$388,298/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,428 · Scale 2, in force from 26 Feb 2026)