LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,993
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,855
−HK$2,907/mo
Today · 4.125%
HK$97,762
baseline
▲ 0.50% · 4.625%
HK$103,710
+HK$5,948/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$195,524/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,714,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,341
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,086
−HK$2,785/mo
Today · 4.125%
HK$107,871
baseline
▲ 0.50% · 4.625%
HK$113,557
+HK$5,686/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$215,742/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,714,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,392
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$113,825
−HK$3,489/mo
Today · 4.125%
HK$117,314
baseline
▲ 0.50% · 4.625%
HK$124,452
+HK$7,138/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$234,628/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,810
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$126,103
−HK$3,342/mo
Today · 4.125%
HK$129,445
baseline
▲ 0.50% · 4.625%
HK$136,268
+HK$6,823/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$258,890/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,790
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$132,796
−HK$4,071/mo
Today · 4.125%
HK$136,867
baseline
▲ 0.50% · 4.625%
HK$145,195
+HK$8,328/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$273,734/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,278
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$147,120
−HK$3,899/mo
Today · 4.125%
HK$151,019
baseline
▲ 0.50% · 4.625%
HK$158,979
+HK$7,960/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$302,038/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,587
−HK$10,384/mo
▼ 0.25% · 3.875%
HK$170,738
−HK$5,233/mo
Today · 4.125%
HK$175,971
baseline
▲ 0.50% · 4.625%
HK$186,679
+HK$10,708/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$351,942/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,214
−HK$9,953/mo
▼ 0.25% · 3.875%
HK$189,155
−HK$5,012/mo
Today · 4.125%
HK$194,167
baseline
▲ 0.50% · 4.625%
HK$204,402
+HK$10,235/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$388,334/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,590 · Scale 2, in force from 26 Feb 2026)