LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,998
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$94,860
−HK$2,908/mo
Today · 4.125%
HK$97,768
baseline
▲ 0.50% · 4.625%
HK$103,716
+HK$5,948/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$195,536/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,714,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,347
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,092
−HK$2,785/mo
Today · 4.125%
HK$107,877
baseline
▲ 0.50% · 4.625%
HK$113,563
+HK$5,686/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$215,754/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,714,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,398
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$113,832
−HK$3,489/mo
Today · 4.125%
HK$117,321
baseline
▲ 0.50% · 4.625%
HK$124,460
+HK$7,139/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$234,642/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,817
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$126,111
−HK$3,341/mo
Today · 4.125%
HK$129,452
baseline
▲ 0.50% · 4.625%
HK$136,276
+HK$6,824/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$258,904/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,798
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$132,804
−HK$4,071/mo
Today · 4.125%
HK$136,875
baseline
▲ 0.50% · 4.625%
HK$145,203
+HK$8,328/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$273,750/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,286
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$147,129
−HK$3,899/mo
Today · 4.125%
HK$151,028
baseline
▲ 0.50% · 4.625%
HK$158,988
+HK$7,960/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$302,056/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,597
−HK$10,385/mo
▼ 0.25% · 3.875%
HK$170,748
−HK$5,234/mo
Today · 4.125%
HK$175,982
baseline
▲ 0.50% · 4.625%
HK$186,690
+HK$10,708/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$351,964/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,225
−HK$9,953/mo
▼ 0.25% · 3.875%
HK$189,166
−HK$5,012/mo
Today · 4.125%
HK$194,178
baseline
▲ 0.50% · 4.625%
HK$204,414
+HK$10,236/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$388,356/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,691 · Scale 2, in force from 26 Feb 2026)