LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,003
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,864
−HK$2,908/mo
Today · 4.125%
HK$97,772
baseline
▲ 0.50% · 4.625%
HK$103,721
+HK$5,949/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$195,544/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,714,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,352
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,097
−HK$2,785/mo
Today · 4.125%
HK$107,882
baseline
▲ 0.50% · 4.625%
HK$113,568
+HK$5,686/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$215,764/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,714,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,403
−HK$6,923/mo
▼ 0.25% · 3.875%
HK$113,837
−HK$3,489/mo
Today · 4.125%
HK$117,326
baseline
▲ 0.50% · 4.625%
HK$124,465
+HK$7,139/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$234,652/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,822
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$126,116
−HK$3,342/mo
Today · 4.125%
HK$129,458
baseline
▲ 0.50% · 4.625%
HK$136,282
+HK$6,824/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$258,916/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,804
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$132,810
−HK$4,071/mo
Today · 4.125%
HK$136,881
baseline
▲ 0.50% · 4.625%
HK$145,210
+HK$8,329/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$273,762/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,293
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$147,136
−HK$3,898/mo
Today · 4.125%
HK$151,034
baseline
▲ 0.50% · 4.625%
HK$158,996
+HK$7,962/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$302,068/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,605
−HK$10,384/mo
▼ 0.25% · 3.875%
HK$170,756
−HK$5,233/mo
Today · 4.125%
HK$175,989
baseline
▲ 0.50% · 4.625%
HK$186,698
+HK$10,709/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$351,978/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,233
−HK$9,954/mo
▼ 0.25% · 3.875%
HK$189,174
−HK$5,013/mo
Today · 4.125%
HK$194,187
baseline
▲ 0.50% · 4.625%
HK$204,423
+HK$10,236/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$388,374/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,767 · Scale 2, in force from 26 Feb 2026)