LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,004
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,865
−HK$2,908/mo
Today · 4.125%
HK$97,773
baseline
▲ 0.50% · 4.625%
HK$103,722
+HK$5,949/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$195,546/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,714,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,353
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,098
−HK$2,785/mo
Today · 4.125%
HK$107,883
baseline
▲ 0.50% · 4.625%
HK$113,570
+HK$5,687/mo
Deposit HK$20.17M · loan HK$20.17M · min. income ≈ HK$215,766/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,714,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,404
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$113,839
−HK$3,489/mo
Today · 4.125%
HK$117,328
baseline
▲ 0.50% · 4.625%
HK$124,467
+HK$7,139/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$234,656/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,824
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$126,118
−HK$3,342/mo
Today · 4.125%
HK$129,460
baseline
▲ 0.50% · 4.625%
HK$136,283
+HK$6,823/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$258,920/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,714,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,805
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$132,812
−HK$4,070/mo
Today · 4.125%
HK$136,882
baseline
▲ 0.50% · 4.625%
HK$145,211
+HK$8,329/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$273,764/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,294
−HK$7,742/mo
▼ 0.25% · 3.875%
HK$147,137
−HK$3,899/mo
Today · 4.125%
HK$151,036
baseline
▲ 0.50% · 4.625%
HK$158,997
+HK$7,961/mo
Deposit HK$12.10M · loan HK$28.24M · min. income ≈ HK$302,072/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,714,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,607
−HK$10,384/mo
▼ 0.25% · 3.875%
HK$170,758
−HK$5,233/mo
Today · 4.125%
HK$175,991
baseline
▲ 0.50% · 4.625%
HK$186,700
+HK$10,709/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$351,982/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,236
−HK$9,953/mo
▼ 0.25% · 3.875%
HK$189,177
−HK$5,012/mo
Today · 4.125%
HK$194,189
baseline
▲ 0.50% · 4.625%
HK$204,425
+HK$10,236/mo
Deposit HK$4.03M · loan HK$36.31M · min. income ≈ HK$388,378/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,714,787 · Scale 2, in force from 26 Feb 2026)