LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,021
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,884
−HK$2,908/mo
Today · 4.125%
HK$97,792
baseline
▲ 0.50% · 4.625%
HK$103,742
+HK$5,950/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$195,584/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,715,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,373
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,119
−HK$2,785/mo
Today · 4.125%
HK$107,904
baseline
▲ 0.50% · 4.625%
HK$113,592
+HK$5,688/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$215,808/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,715,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,426
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$113,861
−HK$3,489/mo
Today · 4.125%
HK$117,350
baseline
▲ 0.50% · 4.625%
HK$124,491
+HK$7,141/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$234,700/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,848
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$126,142
−HK$3,343/mo
Today · 4.125%
HK$129,485
baseline
▲ 0.50% · 4.625%
HK$136,310
+HK$6,825/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$258,970/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,830
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$132,837
−HK$4,072/mo
Today · 4.125%
HK$136,909
baseline
▲ 0.50% · 4.625%
HK$145,239
+HK$8,330/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$273,818/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,322
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$147,166
−HK$3,899/mo
Today · 4.125%
HK$151,065
baseline
▲ 0.50% · 4.625%
HK$159,028
+HK$7,963/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$302,130/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,639
−HK$10,387/mo
▼ 0.25% · 3.875%
HK$170,791
−HK$5,235/mo
Today · 4.125%
HK$176,026
baseline
▲ 0.50% · 4.625%
HK$186,736
+HK$10,710/mo
Deposit HK$4.04M · loan HK$36.32M · min. income ≈ HK$352,052/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,271
−HK$9,956/mo
▼ 0.25% · 3.875%
HK$189,213
−HK$5,014/mo
Today · 4.125%
HK$194,227
baseline
▲ 0.50% · 4.625%
HK$204,465
+HK$10,238/mo
Deposit HK$4.04M · loan HK$36.32M · min. income ≈ HK$388,454/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,120 · Scale 2, in force from 26 Feb 2026)