LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,023
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,886
−HK$2,908/mo
Today · 4.125%
HK$97,794
baseline
▲ 0.50% · 4.625%
HK$103,744
+HK$5,950/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$195,588/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,715,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,375
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,121
−HK$2,785/mo
Today · 4.125%
HK$107,906
baseline
▲ 0.50% · 4.625%
HK$113,594
+HK$5,688/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$215,812/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$1,715,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,428
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$113,863
−HK$3,490/mo
Today · 4.125%
HK$117,353
baseline
▲ 0.50% · 4.625%
HK$124,493
+HK$7,140/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$234,706/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,850
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$126,145
−HK$3,342/mo
Today · 4.125%
HK$129,487
baseline
▲ 0.50% · 4.625%
HK$136,313
+HK$6,826/mo
Deposit HK$16.14M · loan HK$24.21M · min. income ≈ HK$258,974/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,833
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$132,840
−HK$4,071/mo
Today · 4.125%
HK$136,911
baseline
▲ 0.50% · 4.625%
HK$145,242
+HK$8,331/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$273,822/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,325
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$147,169
−HK$3,899/mo
Today · 4.125%
HK$151,068
baseline
▲ 0.50% · 4.625%
HK$159,031
+HK$7,963/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$302,136/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,642
−HK$10,387/mo
▼ 0.25% · 3.875%
HK$170,794
−HK$5,235/mo
Today · 4.125%
HK$176,029
baseline
▲ 0.50% · 4.625%
HK$186,740
+HK$10,711/mo
Deposit HK$4.04M · loan HK$36.32M · min. income ≈ HK$352,058/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,275
−HK$9,956/mo
▼ 0.25% · 3.875%
HK$189,217
−HK$5,014/mo
Today · 4.125%
HK$194,231
baseline
▲ 0.50% · 4.625%
HK$204,469
+HK$10,238/mo
Deposit HK$4.04M · loan HK$36.32M · min. income ≈ HK$388,462/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,153 · Scale 2, in force from 26 Feb 2026)