LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,202
−HK$578/mo
▼ 0.25% · 3.875%
HK$9,489
−HK$291/mo
Today · 4.125%
HK$9,780
baseline
▲ 0.50% · 4.625%
HK$10,375
+HK$595/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,560/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$7,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,238
−HK$553/mo
▼ 0.25% · 3.875%
HK$10,512
−HK$279/mo
Today · 4.125%
HK$10,791
baseline
▲ 0.50% · 4.625%
HK$11,360
+HK$569/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,582/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$7,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,043
−HK$692/mo
▼ 0.25% · 3.875%
HK$11,386
−HK$349/mo
Today · 4.125%
HK$11,735
baseline
▲ 0.50% · 4.625%
HK$12,450
+HK$715/mo
Deposit HK$1.61M · loan HK$2.42M · min. income ≈ HK$23,470/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$7,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,285
−HK$664/mo
▼ 0.25% · 3.875%
HK$12,615
−HK$334/mo
Today · 4.125%
HK$12,949
baseline
▲ 0.50% · 4.625%
HK$13,631
+HK$682/mo
Deposit HK$1.61M · loan HK$2.42M · min. income ≈ HK$25,898/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$7,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,883
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,284
−HK$407/mo
Today · 4.125%
HK$13,691
baseline
▲ 0.50% · 4.625%
HK$14,524
+HK$833/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,382/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$7,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,333
−HK$774/mo
▼ 0.25% · 3.875%
HK$14,717
−HK$390/mo
Today · 4.125%
HK$15,107
baseline
▲ 0.50% · 4.625%
HK$15,903
+HK$796/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,214/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$7,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,564
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,080
−HK$523/mo
Today · 4.125%
HK$17,603
baseline
▲ 0.50% · 4.625%
HK$18,674
+HK$1,071/mo
Deposit HK$404K · loan HK$3.63M · min. income ≈ HK$35,206/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$7,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,428
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,922
−HK$501/mo
Today · 4.125%
HK$19,423
baseline
▲ 0.50% · 4.625%
HK$20,447
+HK$1,024/mo
Deposit HK$404K · loan HK$3.63M · min. income ≈ HK$38,846/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$7,245 · Scale 2, in force from 26 Feb 2026)