LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,035
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,898
−HK$2,909/mo
Today · 4.125%
HK$97,807
baseline
▲ 0.50% · 4.625%
HK$103,758
+HK$5,951/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$195,614/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,388
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,134
−HK$2,786/mo
Today · 4.125%
HK$107,920
baseline
▲ 0.50% · 4.625%
HK$113,609
+HK$5,689/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$215,840/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,442
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$113,878
−HK$3,490/mo
Today · 4.125%
HK$117,368
baseline
▲ 0.50% · 4.625%
HK$124,509
+HK$7,141/mo
Deposit HK$16.14M · loan HK$24.22M · min. income ≈ HK$234,736/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,866
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$126,161
−HK$3,343/mo
Today · 4.125%
HK$129,504
baseline
▲ 0.50% · 4.625%
HK$136,330
+HK$6,826/mo
Deposit HK$16.14M · loan HK$24.22M · min. income ≈ HK$259,008/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,849
−HK$8,080/mo
▼ 0.25% · 3.875%
HK$132,857
−HK$4,072/mo
Today · 4.125%
HK$136,929
baseline
▲ 0.50% · 4.625%
HK$145,261
+HK$8,332/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$273,858/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,343
−HK$7,745/mo
▼ 0.25% · 3.875%
HK$147,188
−HK$3,900/mo
Today · 4.125%
HK$151,088
baseline
▲ 0.50% · 4.625%
HK$159,052
+HK$7,964/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$302,176/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,663
−HK$10,389/mo
▼ 0.25% · 3.875%
HK$170,816
−HK$5,236/mo
Today · 4.125%
HK$176,052
baseline
▲ 0.50% · 4.625%
HK$186,764
+HK$10,712/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$352,104/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,299
−HK$9,957/mo
▼ 0.25% · 3.875%
HK$189,242
−HK$5,014/mo
Today · 4.125%
HK$194,256
baseline
▲ 0.50% · 4.625%
HK$204,495
+HK$10,239/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$388,512/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,376 · Scale 2, in force from 26 Feb 2026)