LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,038
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,900
−HK$2,909/mo
Today · 4.125%
HK$97,809
baseline
▲ 0.50% · 4.625%
HK$103,761
+HK$5,952/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$195,618/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,391
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,137
−HK$2,786/mo
Today · 4.125%
HK$107,923
baseline
▲ 0.50% · 4.625%
HK$113,612
+HK$5,689/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$215,846/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,445
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$113,881
−HK$3,490/mo
Today · 4.125%
HK$117,371
baseline
▲ 0.50% · 4.625%
HK$124,513
+HK$7,142/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$234,742/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,869
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$126,164
−HK$3,343/mo
Today · 4.125%
HK$129,507
baseline
▲ 0.50% · 4.625%
HK$136,334
+HK$6,827/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$259,014/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,853
−HK$8,080/mo
▼ 0.25% · 3.875%
HK$132,861
−HK$4,072/mo
Today · 4.125%
HK$136,933
baseline
▲ 0.50% · 4.625%
HK$145,265
+HK$8,332/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$273,866/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,347
−HK$7,745/mo
▼ 0.25% · 3.875%
HK$147,192
−HK$3,900/mo
Today · 4.125%
HK$151,092
baseline
▲ 0.50% · 4.625%
HK$159,056
+HK$7,964/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$302,184/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,668
−HK$10,388/mo
▼ 0.25% · 3.875%
HK$170,821
−HK$5,235/mo
Today · 4.125%
HK$176,056
baseline
▲ 0.50% · 4.625%
HK$186,769
+HK$10,713/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$352,112/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,304
−HK$9,957/mo
▼ 0.25% · 3.875%
HK$189,247
−HK$5,014/mo
Today · 4.125%
HK$194,261
baseline
▲ 0.50% · 4.625%
HK$204,501
+HK$10,240/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$388,522/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,420 · Scale 2, in force from 26 Feb 2026)