LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,040
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,903
−HK$2,909/mo
Today · 4.125%
HK$97,812
baseline
▲ 0.50% · 4.625%
HK$103,763
+HK$5,951/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$195,624/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,393
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,140
−HK$2,785/mo
Today · 4.125%
HK$107,925
baseline
▲ 0.50% · 4.625%
HK$113,614
+HK$5,689/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$215,850/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,448
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$113,883
−HK$3,491/mo
Today · 4.125%
HK$117,374
baseline
▲ 0.50% · 4.625%
HK$124,516
+HK$7,142/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$234,748/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,872
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$126,167
−HK$3,343/mo
Today · 4.125%
HK$129,510
baseline
▲ 0.50% · 4.625%
HK$136,337
+HK$6,827/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$259,020/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,856
−HK$8,080/mo
▼ 0.25% · 3.875%
HK$132,864
−HK$4,072/mo
Today · 4.125%
HK$136,936
baseline
▲ 0.50% · 4.625%
HK$145,268
+HK$8,332/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$273,872/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,351
−HK$7,745/mo
▼ 0.25% · 3.875%
HK$147,195
−HK$3,901/mo
Today · 4.125%
HK$151,096
baseline
▲ 0.50% · 4.625%
HK$159,060
+HK$7,964/mo
Deposit HK$12.11M · loan HK$28.25M · min. income ≈ HK$302,192/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,672
−HK$10,389/mo
▼ 0.25% · 3.875%
HK$170,825
−HK$5,236/mo
Today · 4.125%
HK$176,061
baseline
▲ 0.50% · 4.625%
HK$186,774
+HK$10,713/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$352,122/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,308
−HK$9,958/mo
▼ 0.25% · 3.875%
HK$189,251
−HK$5,015/mo
Today · 4.125%
HK$194,266
baseline
▲ 0.50% · 4.625%
HK$204,506
+HK$10,240/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$388,532/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,462 · Scale 2, in force from 26 Feb 2026)