LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,047
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,910
−HK$2,909/mo
Today · 4.125%
HK$97,819
baseline
▲ 0.50% · 4.625%
HK$103,771
+HK$5,952/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$195,638/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,401
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,147
−HK$2,787/mo
Today · 4.125%
HK$107,934
baseline
▲ 0.50% · 4.625%
HK$113,623
+HK$5,689/mo
Deposit HK$20.18M · loan HK$20.18M · min. income ≈ HK$215,868/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,456
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$113,892
−HK$3,491/mo
Today · 4.125%
HK$117,383
baseline
▲ 0.50% · 4.625%
HK$124,525
+HK$7,142/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$234,766/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,881
−HK$6,639/mo
▼ 0.25% · 3.875%
HK$126,177
−HK$3,343/mo
Today · 4.125%
HK$129,520
baseline
▲ 0.50% · 4.625%
HK$136,347
+HK$6,827/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$259,040/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,865
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$132,874
−HK$4,072/mo
Today · 4.125%
HK$136,946
baseline
▲ 0.50% · 4.625%
HK$145,279
+HK$8,333/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$273,892/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,715,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,362
−HK$7,745/mo
▼ 0.25% · 3.875%
HK$147,206
−HK$3,901/mo
Today · 4.125%
HK$151,107
baseline
▲ 0.50% · 4.625%
HK$159,072
+HK$7,965/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$302,214/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,715,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,684
−HK$10,390/mo
▼ 0.25% · 3.875%
HK$170,838
−HK$5,236/mo
Today · 4.125%
HK$176,074
baseline
▲ 0.50% · 4.625%
HK$186,788
+HK$10,714/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$352,148/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,322
−HK$9,958/mo
▼ 0.25% · 3.875%
HK$189,265
−HK$5,015/mo
Today · 4.125%
HK$194,280
baseline
▲ 0.50% · 4.625%
HK$204,521
+HK$10,241/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$388,560/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,592 · Scale 2, in force from 26 Feb 2026)