LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,205
−HK$578/mo
▼ 0.25% · 3.875%
HK$9,492
−HK$291/mo
Today · 4.125%
HK$9,783
baseline
▲ 0.50% · 4.625%
HK$10,378
+HK$595/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,566/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$7,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,241
−HK$553/mo
▼ 0.25% · 3.875%
HK$10,516
−HK$278/mo
Today · 4.125%
HK$10,794
baseline
▲ 0.50% · 4.625%
HK$11,363
+HK$569/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,588/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$7,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,046
−HK$693/mo
▼ 0.25% · 3.875%
HK$11,390
−HK$349/mo
Today · 4.125%
HK$11,739
baseline
▲ 0.50% · 4.625%
HK$12,454
+HK$715/mo
Deposit HK$1.61M · loan HK$2.42M · min. income ≈ HK$23,478/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$7,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,289
−HK$664/mo
▼ 0.25% · 3.875%
HK$12,619
−HK$334/mo
Today · 4.125%
HK$12,953
baseline
▲ 0.50% · 4.625%
HK$13,636
+HK$683/mo
Deposit HK$1.61M · loan HK$2.42M · min. income ≈ HK$25,906/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$7,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,888
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,288
−HK$408/mo
Today · 4.125%
HK$13,696
baseline
▲ 0.50% · 4.625%
HK$14,529
+HK$833/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,392/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$7,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,337
−HK$775/mo
▼ 0.25% · 3.875%
HK$14,722
−HK$390/mo
Today · 4.125%
HK$15,112
baseline
▲ 0.50% · 4.625%
HK$15,908
+HK$796/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,224/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$7,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,570
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,085
−HK$524/mo
Today · 4.125%
HK$17,609
baseline
▲ 0.50% · 4.625%
HK$18,680
+HK$1,071/mo
Deposit HK$404K · loan HK$3.63M · min. income ≈ HK$35,218/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$7,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,434
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,928
−HK$502/mo
Today · 4.125%
HK$19,430
baseline
▲ 0.50% · 4.625%
HK$20,454
+HK$1,024/mo
Deposit HK$404K · loan HK$3.63M · min. income ≈ HK$38,860/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$7,501 · Scale 2, in force from 26 Feb 2026)