LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,057
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,921
−HK$2,909/mo
Today · 4.125%
HK$97,830
baseline
▲ 0.50% · 4.625%
HK$103,783
+HK$5,953/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,660/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,413
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,159
−HK$2,787/mo
Today · 4.125%
HK$107,946
baseline
▲ 0.50% · 4.625%
HK$113,636
+HK$5,690/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,892/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,469
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$113,905
−HK$3,491/mo
Today · 4.125%
HK$117,396
baseline
▲ 0.50% · 4.625%
HK$124,539
+HK$7,143/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$234,792/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,895
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$126,191
−HK$3,344/mo
Today · 4.125%
HK$129,535
baseline
▲ 0.50% · 4.625%
HK$136,363
+HK$6,828/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$259,070/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,715,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,880
−HK$8,082/mo
▼ 0.25% · 3.875%
HK$132,889
−HK$4,073/mo
Today · 4.125%
HK$136,962
baseline
▲ 0.50% · 4.625%
HK$145,296
+HK$8,334/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$273,924/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,715,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,378
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$147,223
−HK$3,901/mo
Today · 4.125%
HK$151,124
baseline
▲ 0.50% · 4.625%
HK$159,090
+HK$7,966/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$302,248/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,715,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,703
−HK$10,391/mo
▼ 0.25% · 3.875%
HK$170,857
−HK$5,237/mo
Today · 4.125%
HK$176,094
baseline
▲ 0.50% · 4.625%
HK$186,809
+HK$10,715/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$352,188/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,343
−HK$9,959/mo
▼ 0.25% · 3.875%
HK$189,287
−HK$5,015/mo
Today · 4.125%
HK$194,302
baseline
▲ 0.50% · 4.625%
HK$204,544
+HK$10,242/mo
Deposit HK$4.04M · loan HK$36.33M · min. income ≈ HK$388,604/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,785 · Scale 2, in force from 26 Feb 2026)