LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,062
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,925
−HK$2,910/mo
Today · 4.125%
HK$97,835
baseline
▲ 0.50% · 4.625%
HK$103,788
+HK$5,953/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,670/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,418
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,164
−HK$2,787/mo
Today · 4.125%
HK$107,951
baseline
▲ 0.50% · 4.625%
HK$113,641
+HK$5,690/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,902/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,474
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$113,910
−HK$3,492/mo
Today · 4.125%
HK$117,402
baseline
▲ 0.50% · 4.625%
HK$124,545
+HK$7,143/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$234,804/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,715,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,901
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$126,197
−HK$3,344/mo
Today · 4.125%
HK$129,541
baseline
▲ 0.50% · 4.625%
HK$136,369
+HK$6,828/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$259,082/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,715,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,886
−HK$8,082/mo
▼ 0.25% · 3.875%
HK$132,895
−HK$4,073/mo
Today · 4.125%
HK$136,968
baseline
▲ 0.50% · 4.625%
HK$145,303
+HK$8,335/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$273,936/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,715,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,385
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$147,230
−HK$3,901/mo
Today · 4.125%
HK$151,131
baseline
▲ 0.50% · 4.625%
HK$159,098
+HK$7,967/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$302,262/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,715,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,711
−HK$10,391/mo
▼ 0.25% · 3.875%
HK$170,865
−HK$5,237/mo
Today · 4.125%
HK$176,102
baseline
▲ 0.50% · 4.625%
HK$186,818
+HK$10,716/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$352,204/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,352
−HK$9,960/mo
▼ 0.25% · 3.875%
HK$189,296
−HK$5,016/mo
Today · 4.125%
HK$194,312
baseline
▲ 0.50% · 4.625%
HK$204,554
+HK$10,242/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$388,624/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,867 · Scale 2, in force from 26 Feb 2026)