LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,063
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,927
−HK$2,909/mo
Today · 4.125%
HK$97,836
baseline
▲ 0.50% · 4.625%
HK$103,789
+HK$5,953/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,672/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,419
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,166
−HK$2,786/mo
Today · 4.125%
HK$107,952
baseline
▲ 0.50% · 4.625%
HK$113,643
+HK$5,691/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,904/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,715,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,476
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$113,912
−HK$3,491/mo
Today · 4.125%
HK$117,403
baseline
▲ 0.50% · 4.625%
HK$124,547
+HK$7,144/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$234,806/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,715,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,903
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$126,199
−HK$3,344/mo
Today · 4.125%
HK$129,543
baseline
▲ 0.50% · 4.625%
HK$136,371
+HK$6,828/mo
Deposit HK$16.15M · loan HK$24.22M · min. income ≈ HK$259,086/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,715,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,888
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$132,897
−HK$4,074/mo
Today · 4.125%
HK$136,971
baseline
▲ 0.50% · 4.625%
HK$145,305
+HK$8,334/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$273,942/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,715,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,387
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$147,232
−HK$3,901/mo
Today · 4.125%
HK$151,133
baseline
▲ 0.50% · 4.625%
HK$159,100
+HK$7,967/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$302,266/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,715,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,713
−HK$10,392/mo
▼ 0.25% · 3.875%
HK$170,868
−HK$5,237/mo
Today · 4.125%
HK$176,105
baseline
▲ 0.50% · 4.625%
HK$186,821
+HK$10,716/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$352,210/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,354
−HK$9,960/mo
▼ 0.25% · 3.875%
HK$189,299
−HK$5,015/mo
Today · 4.125%
HK$194,314
baseline
▲ 0.50% · 4.625%
HK$204,557
+HK$10,243/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$388,628/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,715,893 · Scale 2, in force from 26 Feb 2026)