LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,072
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,935
−HK$2,910/mo
Today · 4.125%
HK$97,845
baseline
▲ 0.50% · 4.625%
HK$103,799
+HK$5,954/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,690/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,716,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,429
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$105,176
−HK$2,787/mo
Today · 4.125%
HK$107,963
baseline
▲ 0.50% · 4.625%
HK$113,653
+HK$5,690/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,926/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$1,716,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,486
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$113,923
−HK$3,491/mo
Today · 4.125%
HK$117,414
baseline
▲ 0.50% · 4.625%
HK$124,559
+HK$7,145/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$234,828/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,914
−HK$6,641/mo
▼ 0.25% · 3.875%
HK$126,211
−HK$3,344/mo
Today · 4.125%
HK$129,555
baseline
▲ 0.50% · 4.625%
HK$136,384
+HK$6,829/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$259,110/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,900
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$132,910
−HK$4,073/mo
Today · 4.125%
HK$136,983
baseline
▲ 0.50% · 4.625%
HK$145,318
+HK$8,335/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$273,966/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,400
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$147,246
−HK$3,902/mo
Today · 4.125%
HK$151,148
baseline
▲ 0.50% · 4.625%
HK$159,115
+HK$7,967/mo
Deposit HK$12.11M · loan HK$28.26M · min. income ≈ HK$302,296/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,729
−HK$10,392/mo
▼ 0.25% · 3.875%
HK$170,884
−HK$5,237/mo
Today · 4.125%
HK$176,121
baseline
▲ 0.50% · 4.625%
HK$186,838
+HK$10,717/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$352,242/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,372
−HK$9,961/mo
▼ 0.25% · 3.875%
HK$189,316
−HK$5,017/mo
Today · 4.125%
HK$194,333
baseline
▲ 0.50% · 4.625%
HK$204,576
+HK$10,243/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$388,666/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,053 · Scale 2, in force from 26 Feb 2026)