LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,207
−HK$578/mo
▼ 0.25% · 3.875%
HK$9,494
−HK$291/mo
Today · 4.125%
HK$9,785
baseline
▲ 0.50% · 4.625%
HK$10,380
+HK$595/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,570/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$7,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,243
−HK$553/mo
▼ 0.25% · 3.875%
HK$10,518
−HK$278/mo
Today · 4.125%
HK$10,796
baseline
▲ 0.50% · 4.625%
HK$11,365
+HK$569/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,592/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$7,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,049
−HK$692/mo
▼ 0.25% · 3.875%
HK$11,392
−HK$349/mo
Today · 4.125%
HK$11,741
baseline
▲ 0.50% · 4.625%
HK$12,456
+HK$715/mo
Deposit HK$1.62M · loan HK$2.42M · min. income ≈ HK$23,482/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$7,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,291
−HK$665/mo
▼ 0.25% · 3.875%
HK$12,621
−HK$335/mo
Today · 4.125%
HK$12,956
baseline
▲ 0.50% · 4.625%
HK$13,638
+HK$682/mo
Deposit HK$1.62M · loan HK$2.42M · min. income ≈ HK$25,912/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$7,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,890
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,291
−HK$407/mo
Today · 4.125%
HK$13,698
baseline
▲ 0.50% · 4.625%
HK$14,532
+HK$834/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,396/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$7,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,340
−HK$775/mo
▼ 0.25% · 3.875%
HK$14,725
−HK$390/mo
Today · 4.125%
HK$15,115
baseline
▲ 0.50% · 4.625%
HK$15,911
+HK$796/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,230/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$7,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,573
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,088
−HK$524/mo
Today · 4.125%
HK$17,612
baseline
▲ 0.50% · 4.625%
HK$18,684
+HK$1,072/mo
Deposit HK$404K · loan HK$3.63M · min. income ≈ HK$35,224/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$7,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,437
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,932
−HK$501/mo
Today · 4.125%
HK$19,433
baseline
▲ 0.50% · 4.625%
HK$20,458
+HK$1,025/mo
Deposit HK$404K · loan HK$3.63M · min. income ≈ HK$38,866/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$7,655 · Scale 2, in force from 26 Feb 2026)