LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,081
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$94,945
−HK$2,910/mo
Today · 4.125%
HK$97,855
baseline
▲ 0.50% · 4.625%
HK$103,809
+HK$5,954/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,710/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,439
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$105,186
−HK$2,787/mo
Today · 4.125%
HK$107,973
baseline
▲ 0.50% · 4.625%
HK$113,665
+HK$5,692/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,946/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,497
−HK$6,929/mo
▼ 0.25% · 3.875%
HK$113,934
−HK$3,492/mo
Today · 4.125%
HK$117,426
baseline
▲ 0.50% · 4.625%
HK$124,571
+HK$7,145/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$234,852/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,927
−HK$6,641/mo
▼ 0.25% · 3.875%
HK$126,224
−HK$3,344/mo
Today · 4.125%
HK$129,568
baseline
▲ 0.50% · 4.625%
HK$136,398
+HK$6,830/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$259,136/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,913
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$132,923
−HK$4,074/mo
Today · 4.125%
HK$136,997
baseline
▲ 0.50% · 4.625%
HK$145,333
+HK$8,336/mo
Deposit HK$12.11M · loan HK$28.27M · min. income ≈ HK$273,994/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,415
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$147,261
−HK$3,902/mo
Today · 4.125%
HK$151,163
baseline
▲ 0.50% · 4.625%
HK$159,131
+HK$7,968/mo
Deposit HK$12.11M · loan HK$28.27M · min. income ≈ HK$302,326/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,745
−HK$10,394/mo
▼ 0.25% · 3.875%
HK$170,901
−HK$5,238/mo
Today · 4.125%
HK$176,139
baseline
▲ 0.50% · 4.625%
HK$186,857
+HK$10,718/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$352,278/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,390
−HK$9,962/mo
▼ 0.25% · 3.875%
HK$189,335
−HK$5,017/mo
Today · 4.125%
HK$194,352
baseline
▲ 0.50% · 4.625%
HK$204,597
+HK$10,245/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$388,704/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,226 · Scale 2, in force from 26 Feb 2026)