LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,082
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$94,946
−HK$2,910/mo
Today · 4.125%
HK$97,856
baseline
▲ 0.50% · 4.625%
HK$103,811
+HK$5,955/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,712/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,440
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$105,188
−HK$2,787/mo
Today · 4.125%
HK$107,975
baseline
▲ 0.50% · 4.625%
HK$113,666
+HK$5,691/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,950/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,499
−HK$6,929/mo
▼ 0.25% · 3.875%
HK$113,936
−HK$3,492/mo
Today · 4.125%
HK$117,428
baseline
▲ 0.50% · 4.625%
HK$124,573
+HK$7,145/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$234,856/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,929
−HK$6,641/mo
▼ 0.25% · 3.875%
HK$126,225
−HK$3,345/mo
Today · 4.125%
HK$129,570
baseline
▲ 0.50% · 4.625%
HK$136,400
+HK$6,830/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$259,140/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,915
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$132,925
−HK$4,074/mo
Today · 4.125%
HK$136,999
baseline
▲ 0.50% · 4.625%
HK$145,335
+HK$8,336/mo
Deposit HK$12.11M · loan HK$28.27M · min. income ≈ HK$273,998/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,417
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$147,263
−HK$3,902/mo
Today · 4.125%
HK$151,165
baseline
▲ 0.50% · 4.625%
HK$159,133
+HK$7,968/mo
Deposit HK$12.11M · loan HK$28.27M · min. income ≈ HK$302,330/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,748
−HK$10,394/mo
▼ 0.25% · 3.875%
HK$170,904
−HK$5,238/mo
Today · 4.125%
HK$176,142
baseline
▲ 0.50% · 4.625%
HK$186,859
+HK$10,717/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$352,284/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,393
−HK$9,962/mo
▼ 0.25% · 3.875%
HK$189,338
−HK$5,017/mo
Today · 4.125%
HK$194,355
baseline
▲ 0.50% · 4.625%
HK$204,600
+HK$10,245/mo
Deposit HK$4.04M · loan HK$36.34M · min. income ≈ HK$388,710/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,251 · Scale 2, in force from 26 Feb 2026)