LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,089
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$94,953
−HK$2,910/mo
Today · 4.125%
HK$97,863
baseline
▲ 0.50% · 4.625%
HK$103,818
+HK$5,955/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,726/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,448
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$105,195
−HK$2,788/mo
Today · 4.125%
HK$107,983
baseline
▲ 0.50% · 4.625%
HK$113,675
+HK$5,692/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,966/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,506
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$113,944
−HK$3,492/mo
Today · 4.125%
HK$117,436
baseline
▲ 0.50% · 4.625%
HK$124,582
+HK$7,146/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$234,872/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,937
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$126,234
−HK$3,345/mo
Today · 4.125%
HK$129,579
baseline
▲ 0.50% · 4.625%
HK$136,409
+HK$6,830/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$259,158/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,924
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$132,934
−HK$4,075/mo
Today · 4.125%
HK$137,009
baseline
▲ 0.50% · 4.625%
HK$145,345
+HK$8,336/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$274,018/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,427
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$147,273
−HK$3,903/mo
Today · 4.125%
HK$151,176
baseline
▲ 0.50% · 4.625%
HK$159,144
+HK$7,968/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$302,352/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,760
−HK$10,394/mo
▼ 0.25% · 3.875%
HK$170,916
−HK$5,238/mo
Today · 4.125%
HK$176,154
baseline
▲ 0.50% · 4.625%
HK$186,873
+HK$10,719/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$352,308/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,406
−HK$9,963/mo
▼ 0.25% · 3.875%
HK$189,352
−HK$5,017/mo
Today · 4.125%
HK$194,369
baseline
▲ 0.50% · 4.625%
HK$204,614
+HK$10,245/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$388,738/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,372 · Scale 2, in force from 26 Feb 2026)