LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,089
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$94,953
−HK$2,911/mo
Today · 4.125%
HK$97,864
baseline
▲ 0.50% · 4.625%
HK$103,819
+HK$5,955/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,728/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,448
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$105,196
−HK$2,787/mo
Today · 4.125%
HK$107,983
baseline
▲ 0.50% · 4.625%
HK$113,675
+HK$5,692/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,966/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,507
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$113,944
−HK$3,493/mo
Today · 4.125%
HK$117,437
baseline
▲ 0.50% · 4.625%
HK$124,582
+HK$7,145/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$234,874/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,938
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$126,235
−HK$3,345/mo
Today · 4.125%
HK$129,580
baseline
▲ 0.50% · 4.625%
HK$136,410
+HK$6,830/mo
Deposit HK$16.15M · loan HK$24.23M · min. income ≈ HK$259,160/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,925
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$132,935
−HK$4,074/mo
Today · 4.125%
HK$137,009
baseline
▲ 0.50% · 4.625%
HK$145,346
+HK$8,337/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$274,018/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,427
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$147,274
−HK$3,902/mo
Today · 4.125%
HK$151,176
baseline
▲ 0.50% · 4.625%
HK$159,145
+HK$7,969/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$302,352/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,760
−HK$10,395/mo
▼ 0.25% · 3.875%
HK$170,916
−HK$5,239/mo
Today · 4.125%
HK$176,155
baseline
▲ 0.50% · 4.625%
HK$186,873
+HK$10,718/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$352,310/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,407
−HK$9,962/mo
▼ 0.25% · 3.875%
HK$189,352
−HK$5,017/mo
Today · 4.125%
HK$194,369
baseline
▲ 0.50% · 4.625%
HK$204,615
+HK$10,246/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$388,738/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,716,378 · Scale 2, in force from 26 Feb 2026)