LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,096
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$94,960
−HK$2,911/mo
Today · 4.125%
HK$97,871
baseline
▲ 0.50% · 4.625%
HK$103,826
+HK$5,955/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,742/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,455
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,203
−HK$2,788/mo
Today · 4.125%
HK$107,991
baseline
▲ 0.50% · 4.625%
HK$113,683
+HK$5,692/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,982/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,515
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$113,952
−HK$3,493/mo
Today · 4.125%
HK$117,445
baseline
▲ 0.50% · 4.625%
HK$124,591
+HK$7,146/mo
Deposit HK$16.16M · loan HK$24.23M · min. income ≈ HK$234,890/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,947
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$126,244
−HK$3,345/mo
Today · 4.125%
HK$129,589
baseline
▲ 0.50% · 4.625%
HK$136,420
+HK$6,831/mo
Deposit HK$16.16M · loan HK$24.23M · min. income ≈ HK$259,178/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,934
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$132,944
−HK$4,075/mo
Today · 4.125%
HK$137,019
baseline
▲ 0.50% · 4.625%
HK$145,357
+HK$8,338/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$274,038/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,438
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$147,285
−HK$3,902/mo
Today · 4.125%
HK$151,187
baseline
▲ 0.50% · 4.625%
HK$159,156
+HK$7,969/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$302,374/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,772
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$170,929
−HK$5,239/mo
Today · 4.125%
HK$176,168
baseline
▲ 0.50% · 4.625%
HK$186,887
+HK$10,719/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$352,336/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,420
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$189,366
−HK$5,018/mo
Today · 4.125%
HK$194,384
baseline
▲ 0.50% · 4.625%
HK$204,630
+HK$10,246/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$388,768/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,503 · Scale 2, in force from 26 Feb 2026)