LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,098
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$94,962
−HK$2,911/mo
Today · 4.125%
HK$97,873
baseline
▲ 0.50% · 4.625%
HK$103,828
+HK$5,955/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,746/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,458
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$105,206
−HK$2,787/mo
Today · 4.125%
HK$107,993
baseline
▲ 0.50% · 4.625%
HK$113,686
+HK$5,693/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,986/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,517
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,955
−HK$3,493/mo
Today · 4.125%
HK$117,448
baseline
▲ 0.50% · 4.625%
HK$124,594
+HK$7,146/mo
Deposit HK$16.16M · loan HK$24.23M · min. income ≈ HK$234,896/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,949
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$126,247
−HK$3,345/mo
Today · 4.125%
HK$129,592
baseline
▲ 0.50% · 4.625%
HK$136,423
+HK$6,831/mo
Deposit HK$16.16M · loan HK$24.23M · min. income ≈ HK$259,184/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,937
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$132,947
−HK$4,075/mo
Today · 4.125%
HK$137,022
baseline
▲ 0.50% · 4.625%
HK$145,360
+HK$8,338/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$274,044/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,441
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$147,288
−HK$3,903/mo
Today · 4.125%
HK$151,191
baseline
▲ 0.50% · 4.625%
HK$159,160
+HK$7,969/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$302,382/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,776
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$170,932
−HK$5,240/mo
Today · 4.125%
HK$176,172
baseline
▲ 0.50% · 4.625%
HK$186,891
+HK$10,719/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$352,344/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,424
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$189,370
−HK$5,018/mo
Today · 4.125%
HK$194,388
baseline
▲ 0.50% · 4.625%
HK$204,634
+HK$10,246/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$388,776/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,541 · Scale 2, in force from 26 Feb 2026)