LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,099
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$94,964
−HK$2,910/mo
Today · 4.125%
HK$97,874
baseline
▲ 0.50% · 4.625%
HK$103,830
+HK$5,956/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$195,748/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,459
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,207
−HK$2,788/mo
Today · 4.125%
HK$107,995
baseline
▲ 0.50% · 4.625%
HK$113,687
+HK$5,692/mo
Deposit HK$20.19M · loan HK$20.19M · min. income ≈ HK$215,990/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,519
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$113,957
−HK$3,492/mo
Today · 4.125%
HK$117,449
baseline
▲ 0.50% · 4.625%
HK$124,596
+HK$7,147/mo
Deposit HK$16.16M · loan HK$24.23M · min. income ≈ HK$234,898/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,951
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$126,249
−HK$3,345/mo
Today · 4.125%
HK$129,594
baseline
▲ 0.50% · 4.625%
HK$136,425
+HK$6,831/mo
Deposit HK$16.16M · loan HK$24.23M · min. income ≈ HK$259,188/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,939
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$132,949
−HK$4,075/mo
Today · 4.125%
HK$137,024
baseline
▲ 0.50% · 4.625%
HK$145,362
+HK$8,338/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$274,048/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,443
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$147,290
−HK$3,903/mo
Today · 4.125%
HK$151,193
baseline
▲ 0.50% · 4.625%
HK$159,162
+HK$7,969/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$302,386/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,778
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$170,935
−HK$5,239/mo
Today · 4.125%
HK$176,174
baseline
▲ 0.50% · 4.625%
HK$186,894
+HK$10,720/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$352,348/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,427
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$189,373
−HK$5,018/mo
Today · 4.125%
HK$194,391
baseline
▲ 0.50% · 4.625%
HK$204,637
+HK$10,246/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$388,782/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,565 · Scale 2, in force from 26 Feb 2026)