LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,100
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$94,965
−HK$2,910/mo
Today · 4.125%
HK$97,875
baseline
▲ 0.50% · 4.625%
HK$103,831
+HK$5,956/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,750/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,460
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,208
−HK$2,788/mo
Today · 4.125%
HK$107,996
baseline
▲ 0.50% · 4.625%
HK$113,688
+HK$5,692/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$215,992/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,520
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$113,958
−HK$3,492/mo
Today · 4.125%
HK$117,450
baseline
▲ 0.50% · 4.625%
HK$124,597
+HK$7,147/mo
Deposit HK$16.16M · loan HK$24.23M · min. income ≈ HK$234,900/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,952
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$126,250
−HK$3,345/mo
Today · 4.125%
HK$129,595
baseline
▲ 0.50% · 4.625%
HK$136,426
+HK$6,831/mo
Deposit HK$16.16M · loan HK$24.23M · min. income ≈ HK$259,190/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,940
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$132,950
−HK$4,075/mo
Today · 4.125%
HK$137,025
baseline
▲ 0.50% · 4.625%
HK$145,363
+HK$8,338/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$274,050/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,444
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$147,291
−HK$3,903/mo
Today · 4.125%
HK$151,194
baseline
▲ 0.50% · 4.625%
HK$159,164
+HK$7,970/mo
Deposit HK$12.12M · loan HK$28.27M · min. income ≈ HK$302,388/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,780
−HK$10,395/mo
▼ 0.25% · 3.875%
HK$170,936
−HK$5,239/mo
Today · 4.125%
HK$176,175
baseline
▲ 0.50% · 4.625%
HK$186,895
+HK$10,720/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$352,350/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,428
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$189,374
−HK$5,018/mo
Today · 4.125%
HK$194,392
baseline
▲ 0.50% · 4.625%
HK$204,639
+HK$10,247/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$388,784/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,580 · Scale 2, in force from 26 Feb 2026)