LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,107
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,972
−HK$2,911/mo
Today · 4.125%
HK$97,883
baseline
▲ 0.50% · 4.625%
HK$103,838
+HK$5,955/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,766/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,468
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,216
−HK$2,788/mo
Today · 4.125%
HK$108,004
baseline
▲ 0.50% · 4.625%
HK$113,697
+HK$5,693/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$216,008/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,528
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,966
−HK$3,493/mo
Today · 4.125%
HK$117,459
baseline
▲ 0.50% · 4.625%
HK$124,606
+HK$7,147/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$234,918/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,961
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$126,259
−HK$3,345/mo
Today · 4.125%
HK$129,604
baseline
▲ 0.50% · 4.625%
HK$136,436
+HK$6,832/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$259,208/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,949
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$132,960
−HK$4,076/mo
Today · 4.125%
HK$137,036
baseline
▲ 0.50% · 4.625%
HK$145,374
+HK$8,338/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$274,072/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,455
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$147,302
−HK$3,903/mo
Today · 4.125%
HK$151,205
baseline
▲ 0.50% · 4.625%
HK$159,175
+HK$7,970/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$302,410/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,792
−HK$10,397/mo
▼ 0.25% · 3.875%
HK$170,949
−HK$5,240/mo
Today · 4.125%
HK$176,189
baseline
▲ 0.50% · 4.625%
HK$186,909
+HK$10,720/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$352,378/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,442
−HK$9,965/mo
▼ 0.25% · 3.875%
HK$189,389
−HK$5,018/mo
Today · 4.125%
HK$194,407
baseline
▲ 0.50% · 4.625%
HK$204,654
+HK$10,247/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$388,814/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,707 · Scale 2, in force from 26 Feb 2026)