LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,109
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,974
−HK$2,911/mo
Today · 4.125%
HK$97,885
baseline
▲ 0.50% · 4.625%
HK$103,841
+HK$5,956/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,770/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,470
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,218
−HK$2,788/mo
Today · 4.125%
HK$108,006
baseline
▲ 0.50% · 4.625%
HK$113,699
+HK$5,693/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$216,012/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$1,716,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,530
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,968
−HK$3,493/mo
Today · 4.125%
HK$117,461
baseline
▲ 0.50% · 4.625%
HK$124,609
+HK$7,148/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$234,922/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,964
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$126,262
−HK$3,345/mo
Today · 4.125%
HK$129,607
baseline
▲ 0.50% · 4.625%
HK$136,439
+HK$6,832/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$259,214/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,716,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,952
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$132,963
−HK$4,075/mo
Today · 4.125%
HK$137,038
baseline
▲ 0.50% · 4.625%
HK$145,377
+HK$8,339/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$274,076/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,458
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$147,305
−HK$3,903/mo
Today · 4.125%
HK$151,208
baseline
▲ 0.50% · 4.625%
HK$159,179
+HK$7,971/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$302,416/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,716,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,795
−HK$10,397/mo
▼ 0.25% · 3.875%
HK$170,952
−HK$5,240/mo
Today · 4.125%
HK$176,192
baseline
▲ 0.50% · 4.625%
HK$186,913
+HK$10,721/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$352,384/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,446
−HK$9,965/mo
▼ 0.25% · 3.875%
HK$189,392
−HK$5,019/mo
Today · 4.125%
HK$194,411
baseline
▲ 0.50% · 4.625%
HK$204,658
+HK$10,247/mo
Deposit HK$4.04M · loan HK$36.35M · min. income ≈ HK$388,822/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,742 · Scale 2, in force from 26 Feb 2026)