LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,114
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,979
−HK$2,911/mo
Today · 4.125%
HK$97,890
baseline
▲ 0.50% · 4.625%
HK$103,847
+HK$5,957/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,780/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,716,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,476
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,224
−HK$2,788/mo
Today · 4.125%
HK$108,012
baseline
▲ 0.50% · 4.625%
HK$113,706
+HK$5,694/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$216,024/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,716,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,537
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,975
−HK$3,493/mo
Today · 4.125%
HK$117,468
baseline
▲ 0.50% · 4.625%
HK$124,616
+HK$7,148/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$234,936/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,716,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,971
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,269
−HK$3,346/mo
Today · 4.125%
HK$129,615
baseline
▲ 0.50% · 4.625%
HK$136,447
+HK$6,832/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$259,230/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,716,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,960
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$132,971
−HK$4,075/mo
Today · 4.125%
HK$137,046
baseline
▲ 0.50% · 4.625%
HK$145,385
+HK$8,339/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$274,092/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,716,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,466
−HK$7,751/mo
▼ 0.25% · 3.875%
HK$147,314
−HK$3,903/mo
Today · 4.125%
HK$151,217
baseline
▲ 0.50% · 4.625%
HK$159,188
+HK$7,971/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$302,434/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,716,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,805
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$170,963
−HK$5,240/mo
Today · 4.125%
HK$176,203
baseline
▲ 0.50% · 4.625%
HK$186,924
+HK$10,721/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$352,406/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,457
−HK$9,965/mo
▼ 0.25% · 3.875%
HK$189,404
−HK$5,018/mo
Today · 4.125%
HK$194,422
baseline
▲ 0.50% · 4.625%
HK$204,670
+HK$10,248/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$388,844/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,844 · Scale 2, in force from 26 Feb 2026)