LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,121
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,987
−HK$2,911/mo
Today · 4.125%
HK$97,898
baseline
▲ 0.50% · 4.625%
HK$103,855
+HK$5,957/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,796/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,716,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,484
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,232
−HK$2,789/mo
Today · 4.125%
HK$108,021
baseline
▲ 0.50% · 4.625%
HK$113,715
+HK$5,694/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$216,042/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,716,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,545
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$113,984
−HK$3,494/mo
Today · 4.125%
HK$117,478
baseline
▲ 0.50% · 4.625%
HK$124,626
+HK$7,148/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$234,956/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,716,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,981
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,279
−HK$3,346/mo
Today · 4.125%
HK$129,625
baseline
▲ 0.50% · 4.625%
HK$136,458
+HK$6,833/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$259,250/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,716,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,970
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$132,981
−HK$4,076/mo
Today · 4.125%
HK$137,057
baseline
▲ 0.50% · 4.625%
HK$145,397
+HK$8,340/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$274,114/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,716,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,477
−HK$7,752/mo
▼ 0.25% · 3.875%
HK$147,325
−HK$3,904/mo
Today · 4.125%
HK$151,229
baseline
▲ 0.50% · 4.625%
HK$159,201
+HK$7,972/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$302,458/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,716,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,818
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$170,976
−HK$5,240/mo
Today · 4.125%
HK$176,216
baseline
▲ 0.50% · 4.625%
HK$186,939
+HK$10,723/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$352,432/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,471
−HK$9,966/mo
▼ 0.25% · 3.875%
HK$189,418
−HK$5,019/mo
Today · 4.125%
HK$194,437
baseline
▲ 0.50% · 4.625%
HK$204,686
+HK$10,249/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$388,874/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,716,978 · Scale 2, in force from 26 Feb 2026)