LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,125
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,991
−HK$2,911/mo
Today · 4.125%
HK$97,902
baseline
▲ 0.50% · 4.625%
HK$103,859
+HK$5,957/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,804/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,488
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,237
−HK$2,788/mo
Today · 4.125%
HK$108,025
baseline
▲ 0.50% · 4.625%
HK$113,720
+HK$5,695/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$216,050/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,550
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$113,989
−HK$3,494/mo
Today · 4.125%
HK$117,483
baseline
▲ 0.50% · 4.625%
HK$124,631
+HK$7,148/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$234,966/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,986
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,284
−HK$3,346/mo
Today · 4.125%
HK$129,630
baseline
▲ 0.50% · 4.625%
HK$136,463
+HK$6,833/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$259,260/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,975
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,987
−HK$4,076/mo
Today · 4.125%
HK$137,063
baseline
▲ 0.50% · 4.625%
HK$145,403
+HK$8,340/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$274,126/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,484
−HK$7,751/mo
▼ 0.25% · 3.875%
HK$147,332
−HK$3,903/mo
Today · 4.125%
HK$151,235
baseline
▲ 0.50% · 4.625%
HK$159,207
+HK$7,972/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$302,470/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,825
−HK$10,399/mo
▼ 0.25% · 3.875%
HK$170,983
−HK$5,241/mo
Today · 4.125%
HK$176,224
baseline
▲ 0.50% · 4.625%
HK$186,947
+HK$10,723/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$352,448/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,479
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$189,426
−HK$5,020/mo
Today · 4.125%
HK$194,446
baseline
▲ 0.50% · 4.625%
HK$204,695
+HK$10,249/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$388,892/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,051 · Scale 2, in force from 26 Feb 2026)