LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,129
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$94,995
−HK$2,912/mo
Today · 4.125%
HK$97,907
baseline
▲ 0.50% · 4.625%
HK$103,864
+HK$5,957/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,814/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,493
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,242
−HK$2,788/mo
Today · 4.125%
HK$108,030
baseline
▲ 0.50% · 4.625%
HK$113,725
+HK$5,695/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$216,060/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,555
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$113,994
−HK$3,494/mo
Today · 4.125%
HK$117,488
baseline
▲ 0.50% · 4.625%
HK$124,637
+HK$7,149/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$234,976/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,992
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,290
−HK$3,346/mo
Today · 4.125%
HK$129,636
baseline
▲ 0.50% · 4.625%
HK$136,470
+HK$6,834/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$259,272/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,981
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,993
−HK$4,076/mo
Today · 4.125%
HK$137,069
baseline
▲ 0.50% · 4.625%
HK$145,410
+HK$8,341/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$274,138/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,490
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,339
−HK$3,904/mo
Today · 4.125%
HK$151,243
baseline
▲ 0.50% · 4.625%
HK$159,215
+HK$7,972/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$302,486/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,833
−HK$10,399/mo
▼ 0.25% · 3.875%
HK$170,991
−HK$5,241/mo
Today · 4.125%
HK$176,232
baseline
▲ 0.50% · 4.625%
HK$186,955
+HK$10,723/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$352,464/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,487
−HK$9,968/mo
▼ 0.25% · 3.875%
HK$189,435
−HK$5,020/mo
Today · 4.125%
HK$194,455
baseline
▲ 0.50% · 4.625%
HK$204,705
+HK$10,250/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$388,910/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,131 · Scale 2, in force from 26 Feb 2026)