LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,130
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,996
−HK$2,911/mo
Today · 4.125%
HK$97,907
baseline
▲ 0.50% · 4.625%
HK$103,865
+HK$5,958/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,814/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,494
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,243
−HK$2,788/mo
Today · 4.125%
HK$108,031
baseline
▲ 0.50% · 4.625%
HK$113,726
+HK$5,695/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$216,062/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,556
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$113,995
−HK$3,494/mo
Today · 4.125%
HK$117,489
baseline
▲ 0.50% · 4.625%
HK$124,638
+HK$7,149/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$234,978/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,992
−HK$6,645/mo
▼ 0.25% · 3.875%
HK$126,291
−HK$3,346/mo
Today · 4.125%
HK$129,637
baseline
▲ 0.50% · 4.625%
HK$136,471
+HK$6,834/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$259,274/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,982
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,994
−HK$4,076/mo
Today · 4.125%
HK$137,070
baseline
▲ 0.50% · 4.625%
HK$145,411
+HK$8,341/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$274,140/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,491
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,340
−HK$3,904/mo
Today · 4.125%
HK$151,244
baseline
▲ 0.50% · 4.625%
HK$159,216
+HK$7,972/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$302,488/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,834
−HK$10,399/mo
▼ 0.25% · 3.875%
HK$170,992
−HK$5,241/mo
Today · 4.125%
HK$176,233
baseline
▲ 0.50% · 4.625%
HK$186,957
+HK$10,724/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$352,466/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,489
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$189,437
−HK$5,019/mo
Today · 4.125%
HK$194,456
baseline
▲ 0.50% · 4.625%
HK$204,706
+HK$10,250/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$388,912/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,143 · Scale 2, in force from 26 Feb 2026)