LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,132
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,998
−HK$2,911/mo
Today · 4.125%
HK$97,909
baseline
▲ 0.50% · 4.625%
HK$103,867
+HK$5,958/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,818/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,496
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,245
−HK$2,788/mo
Today · 4.125%
HK$108,033
baseline
▲ 0.50% · 4.625%
HK$113,728
+HK$5,695/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$216,066/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,558
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$113,997
−HK$3,494/mo
Today · 4.125%
HK$117,491
baseline
▲ 0.50% · 4.625%
HK$124,640
+HK$7,149/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$234,982/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,995
−HK$6,645/mo
▼ 0.25% · 3.875%
HK$126,294
−HK$3,346/mo
Today · 4.125%
HK$129,640
baseline
▲ 0.50% · 4.625%
HK$136,474
+HK$6,834/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$259,280/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,985
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,997
−HK$4,076/mo
Today · 4.125%
HK$137,073
baseline
▲ 0.50% · 4.625%
HK$145,414
+HK$8,341/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$274,146/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,494
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,343
−HK$3,904/mo
Today · 4.125%
HK$151,247
baseline
▲ 0.50% · 4.625%
HK$159,219
+HK$7,972/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$302,494/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,837
−HK$10,400/mo
▼ 0.25% · 3.875%
HK$170,996
−HK$5,241/mo
Today · 4.125%
HK$176,237
baseline
▲ 0.50% · 4.625%
HK$186,961
+HK$10,724/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$352,474/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,493
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$189,440
−HK$5,020/mo
Today · 4.125%
HK$194,460
baseline
▲ 0.50% · 4.625%
HK$204,710
+HK$10,250/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$388,920/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,179 · Scale 2, in force from 26 Feb 2026)