LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,134
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$95,000
−HK$2,912/mo
Today · 4.125%
HK$97,912
baseline
▲ 0.50% · 4.625%
HK$103,870
+HK$5,958/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$195,824/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,499
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,248
−HK$2,788/mo
Today · 4.125%
HK$108,036
baseline
▲ 0.50% · 4.625%
HK$113,731
+HK$5,695/mo
Deposit HK$20.20M · loan HK$20.20M · min. income ≈ HK$216,072/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,561
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$114,000
−HK$3,494/mo
Today · 4.125%
HK$117,494
baseline
▲ 0.50% · 4.625%
HK$124,644
+HK$7,150/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$234,988/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,998
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$126,297
−HK$3,347/mo
Today · 4.125%
HK$129,644
baseline
▲ 0.50% · 4.625%
HK$136,477
+HK$6,833/mo
Deposit HK$16.16M · loan HK$24.24M · min. income ≈ HK$259,288/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,988
−HK$8,089/mo
▼ 0.25% · 3.875%
HK$133,000
−HK$4,077/mo
Today · 4.125%
HK$137,077
baseline
▲ 0.50% · 4.625%
HK$145,418
+HK$8,341/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$274,154/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,498
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,347
−HK$3,904/mo
Today · 4.125%
HK$151,251
baseline
▲ 0.50% · 4.625%
HK$159,223
+HK$7,972/mo
Deposit HK$12.12M · loan HK$28.28M · min. income ≈ HK$302,502/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,842
−HK$10,400/mo
▼ 0.25% · 3.875%
HK$171,001
−HK$5,241/mo
Today · 4.125%
HK$176,242
baseline
▲ 0.50% · 4.625%
HK$186,966
+HK$10,724/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$352,484/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,497
−HK$9,968/mo
▼ 0.25% · 3.875%
HK$189,446
−HK$5,019/mo
Today · 4.125%
HK$194,465
baseline
▲ 0.50% · 4.625%
HK$204,716
+HK$10,251/mo
Deposit HK$4.04M · loan HK$36.36M · min. income ≈ HK$388,930/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,225 · Scale 2, in force from 26 Feb 2026)