LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,214
−HK$578/mo
▼ 0.25% · 3.875%
HK$9,501
−HK$291/mo
Today · 4.125%
HK$9,792
baseline
▲ 0.50% · 4.625%
HK$10,388
+HK$596/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,584/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$8,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,250
−HK$554/mo
▼ 0.25% · 3.875%
HK$10,525
−HK$279/mo
Today · 4.125%
HK$10,804
baseline
▲ 0.50% · 4.625%
HK$11,374
+HK$570/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,608/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$8,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,057
−HK$693/mo
▼ 0.25% · 3.875%
HK$11,401
−HK$349/mo
Today · 4.125%
HK$11,750
baseline
▲ 0.50% · 4.625%
HK$12,465
+HK$715/mo
Deposit HK$1.62M · loan HK$2.42M · min. income ≈ HK$23,500/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$8,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,300
−HK$665/mo
▼ 0.25% · 3.875%
HK$12,630
−HK$335/mo
Today · 4.125%
HK$12,965
baseline
▲ 0.50% · 4.625%
HK$13,648
+HK$683/mo
Deposit HK$1.62M · loan HK$2.42M · min. income ≈ HK$25,930/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$8,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,899
−HK$809/mo
▼ 0.25% · 3.875%
HK$13,301
−HK$407/mo
Today · 4.125%
HK$13,708
baseline
▲ 0.50% · 4.625%
HK$14,543
+HK$835/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,416/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$8,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,351
−HK$775/mo
▼ 0.25% · 3.875%
HK$14,735
−HK$391/mo
Today · 4.125%
HK$15,126
baseline
▲ 0.50% · 4.625%
HK$15,923
+HK$797/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,252/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$8,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,585
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,101
−HK$524/mo
Today · 4.125%
HK$17,625
baseline
▲ 0.50% · 4.625%
HK$18,698
+HK$1,073/mo
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,250/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$8,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,451
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,946
−HK$502/mo
Today · 4.125%
HK$19,448
baseline
▲ 0.50% · 4.625%
HK$20,473
+HK$1,025/mo
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$38,896/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$8,249 · Scale 2, in force from 26 Feb 2026)