LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,215
−HK$578/mo
▼ 0.25% · 3.875%
HK$9,502
−HK$291/mo
Today · 4.125%
HK$9,793
baseline
▲ 0.50% · 4.625%
HK$10,389
+HK$596/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$19,586/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$8,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,252
−HK$553/mo
▼ 0.25% · 3.875%
HK$10,527
−HK$278/mo
Today · 4.125%
HK$10,805
baseline
▲ 0.50% · 4.625%
HK$11,375
+HK$570/mo
Deposit HK$2.02M · loan HK$2.02M · min. income ≈ HK$21,610/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$8,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,058
−HK$693/mo
▼ 0.25% · 3.875%
HK$11,402
−HK$349/mo
Today · 4.125%
HK$11,751
baseline
▲ 0.50% · 4.625%
HK$12,466
+HK$715/mo
Deposit HK$1.62M · loan HK$2.42M · min. income ≈ HK$23,502/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$8,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,302
−HK$665/mo
▼ 0.25% · 3.875%
HK$12,632
−HK$335/mo
Today · 4.125%
HK$12,967
baseline
▲ 0.50% · 4.625%
HK$13,650
+HK$683/mo
Deposit HK$1.62M · loan HK$2.42M · min. income ≈ HK$25,934/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$8,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,901
−HK$809/mo
▼ 0.25% · 3.875%
HK$13,302
−HK$408/mo
Today · 4.125%
HK$13,710
baseline
▲ 0.50% · 4.625%
HK$14,544
+HK$834/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$27,420/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$8,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,352
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,737
−HK$391/mo
Today · 4.125%
HK$15,128
baseline
▲ 0.50% · 4.625%
HK$15,925
+HK$797/mo
Deposit HK$1.21M · loan HK$2.83M · min. income ≈ HK$30,256/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$8,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,587
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,103
−HK$524/mo
Today · 4.125%
HK$17,627
baseline
▲ 0.50% · 4.625%
HK$18,700
+HK$1,073/mo
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,254/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$8,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,453
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,948
−HK$502/mo
Today · 4.125%
HK$19,450
baseline
▲ 0.50% · 4.625%
HK$20,475
+HK$1,025/mo
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$38,900/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$8,344 · Scale 2, in force from 26 Feb 2026)