LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,151
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,017
−HK$2,913/mo
Today · 4.125%
HK$97,930
baseline
▲ 0.50% · 4.625%
HK$103,888
+HK$5,958/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,860/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,517
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,266
−HK$2,790/mo
Today · 4.125%
HK$108,056
baseline
▲ 0.50% · 4.625%
HK$113,751
+HK$5,695/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,112/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,581
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$114,021
−HK$3,495/mo
Today · 4.125%
HK$117,516
baseline
▲ 0.50% · 4.625%
HK$124,666
+HK$7,150/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$235,032/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,020
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,320
−HK$3,347/mo
Today · 4.125%
HK$129,667
baseline
▲ 0.50% · 4.625%
HK$136,502
+HK$6,835/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$259,334/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,011
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,024
−HK$4,077/mo
Today · 4.125%
HK$137,101
baseline
▲ 0.50% · 4.625%
HK$145,444
+HK$8,343/mo
Deposit HK$12.12M · loan HK$28.29M · min. income ≈ HK$274,202/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,524
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$147,373
−HK$3,905/mo
Today · 4.125%
HK$151,278
baseline
▲ 0.50% · 4.625%
HK$159,252
+HK$7,974/mo
Deposit HK$12.12M · loan HK$28.29M · min. income ≈ HK$302,556/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,872
−HK$10,401/mo
▼ 0.25% · 3.875%
HK$171,031
−HK$5,242/mo
Today · 4.125%
HK$176,273
baseline
▲ 0.50% · 4.625%
HK$186,999
+HK$10,726/mo
Deposit HK$4.04M · loan HK$36.37M · min. income ≈ HK$352,546/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,531
−HK$9,969/mo
▼ 0.25% · 3.875%
HK$189,480
−HK$5,020/mo
Today · 4.125%
HK$194,500
baseline
▲ 0.50% · 4.625%
HK$204,753
+HK$10,253/mo
Deposit HK$4.04M · loan HK$36.37M · min. income ≈ HK$389,000/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,533 · Scale 2, in force from 26 Feb 2026)