LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,154
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,021
−HK$2,912/mo
Today · 4.125%
HK$97,933
baseline
▲ 0.50% · 4.625%
HK$103,892
+HK$5,959/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,866/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,521
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,270
−HK$2,790/mo
Today · 4.125%
HK$108,060
baseline
▲ 0.50% · 4.625%
HK$113,756
+HK$5,696/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,120/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$1,717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,585
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$114,025
−HK$3,495/mo
Today · 4.125%
HK$117,520
baseline
▲ 0.50% · 4.625%
HK$124,671
+HK$7,151/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$235,040/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,025
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,324
−HK$3,348/mo
Today · 4.125%
HK$129,672
baseline
▲ 0.50% · 4.625%
HK$136,507
+HK$6,835/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$259,344/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,016
−HK$8,091/mo
▼ 0.25% · 3.875%
HK$133,029
−HK$4,078/mo
Today · 4.125%
HK$137,107
baseline
▲ 0.50% · 4.625%
HK$145,449
+HK$8,342/mo
Deposit HK$12.12M · loan HK$28.29M · min. income ≈ HK$274,214/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,529
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$147,378
−HK$3,906/mo
Today · 4.125%
HK$151,284
baseline
▲ 0.50% · 4.625%
HK$159,258
+HK$7,974/mo
Deposit HK$12.12M · loan HK$28.29M · min. income ≈ HK$302,568/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,878
−HK$10,402/mo
▼ 0.25% · 3.875%
HK$171,038
−HK$5,242/mo
Today · 4.125%
HK$176,280
baseline
▲ 0.50% · 4.625%
HK$187,006
+HK$10,726/mo
Deposit HK$4.04M · loan HK$36.37M · min. income ≈ HK$352,560/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,537
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$189,487
−HK$5,020/mo
Today · 4.125%
HK$194,507
baseline
▲ 0.50% · 4.625%
HK$204,760
+HK$10,253/mo
Deposit HK$4.04M · loan HK$36.37M · min. income ≈ HK$389,014/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,596 · Scale 2, in force from 26 Feb 2026)