LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,159
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,026
−HK$2,912/mo
Today · 4.125%
HK$97,938
baseline
▲ 0.50% · 4.625%
HK$103,898
+HK$5,960/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,876/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,526
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,276
−HK$2,789/mo
Today · 4.125%
HK$108,065
baseline
▲ 0.50% · 4.625%
HK$113,761
+HK$5,696/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,130/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,591
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$114,031
−HK$3,495/mo
Today · 4.125%
HK$117,526
baseline
▲ 0.50% · 4.625%
HK$124,677
+HK$7,151/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$235,052/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,031
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,331
−HK$3,347/mo
Today · 4.125%
HK$129,678
baseline
▲ 0.50% · 4.625%
HK$136,514
+HK$6,836/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$259,356/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,717,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,023
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,036
−HK$4,077/mo
Today · 4.125%
HK$137,113
baseline
▲ 0.50% · 4.625%
HK$145,457
+HK$8,344/mo
Deposit HK$12.12M · loan HK$28.29M · min. income ≈ HK$274,226/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,536
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$147,386
−HK$3,905/mo
Today · 4.125%
HK$151,291
baseline
▲ 0.50% · 4.625%
HK$159,266
+HK$7,975/mo
Deposit HK$12.12M · loan HK$28.29M · min. income ≈ HK$302,582/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,886
−HK$10,403/mo
▼ 0.25% · 3.875%
HK$171,046
−HK$5,243/mo
Today · 4.125%
HK$176,289
baseline
▲ 0.50% · 4.625%
HK$187,016
+HK$10,727/mo
Deposit HK$4.04M · loan HK$36.37M · min. income ≈ HK$352,578/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,547
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$189,496
−HK$5,021/mo
Today · 4.125%
HK$194,517
baseline
▲ 0.50% · 4.625%
HK$204,771
+HK$10,254/mo
Deposit HK$4.04M · loan HK$36.37M · min. income ≈ HK$389,034/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,684 · Scale 2, in force from 26 Feb 2026)