LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,170
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,037
−HK$2,912/mo
Today · 4.125%
HK$97,949
baseline
▲ 0.50% · 4.625%
HK$103,909
+HK$5,960/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,898/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,538
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,288
−HK$2,789/mo
Today · 4.125%
HK$108,077
baseline
▲ 0.50% · 4.625%
HK$113,774
+HK$5,697/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,154/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,603
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,044
−HK$3,495/mo
Today · 4.125%
HK$117,539
baseline
▲ 0.50% · 4.625%
HK$124,691
+HK$7,152/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$235,078/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,717,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,045
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,345
−HK$3,348/mo
Today · 4.125%
HK$129,693
baseline
▲ 0.50% · 4.625%
HK$136,529
+HK$6,836/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$259,386/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,717,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,037
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,051
−HK$4,078/mo
Today · 4.125%
HK$137,129
baseline
▲ 0.50% · 4.625%
HK$145,473
+HK$8,344/mo
Deposit HK$12.13M · loan HK$28.29M · min. income ≈ HK$274,258/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,553
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$147,403
−HK$3,905/mo
Today · 4.125%
HK$151,308
baseline
▲ 0.50% · 4.625%
HK$159,284
+HK$7,976/mo
Deposit HK$12.13M · loan HK$28.29M · min. income ≈ HK$302,616/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,905
−HK$10,404/mo
▼ 0.25% · 3.875%
HK$171,066
−HK$5,243/mo
Today · 4.125%
HK$176,309
baseline
▲ 0.50% · 4.625%
HK$187,037
+HK$10,728/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$352,618/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,568
−HK$9,971/mo
▼ 0.25% · 3.875%
HK$189,518
−HK$5,021/mo
Today · 4.125%
HK$194,539
baseline
▲ 0.50% · 4.625%
HK$204,794
+HK$10,255/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$389,078/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,880 · Scale 2, in force from 26 Feb 2026)