LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,173
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,040
−HK$2,913/mo
Today · 4.125%
HK$97,953
baseline
▲ 0.50% · 4.625%
HK$103,913
+HK$5,960/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,906/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,541
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,291
−HK$2,790/mo
Today · 4.125%
HK$108,081
baseline
▲ 0.50% · 4.625%
HK$113,778
+HK$5,697/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,162/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,607
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,048
−HK$3,495/mo
Today · 4.125%
HK$117,543
baseline
▲ 0.50% · 4.625%
HK$124,696
+HK$7,153/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$235,086/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,717,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,050
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,350
−HK$3,348/mo
Today · 4.125%
HK$129,698
baseline
▲ 0.50% · 4.625%
HK$136,534
+HK$6,836/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$259,396/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,717,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,042
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,056
−HK$4,078/mo
Today · 4.125%
HK$137,134
baseline
▲ 0.50% · 4.625%
HK$145,478
+HK$8,344/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,268/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,558
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$147,408
−HK$3,906/mo
Today · 4.125%
HK$151,314
baseline
▲ 0.50% · 4.625%
HK$159,290
+HK$7,976/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,628/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,911
−HK$10,404/mo
▼ 0.25% · 3.875%
HK$171,072
−HK$5,243/mo
Today · 4.125%
HK$176,315
baseline
▲ 0.50% · 4.625%
HK$187,044
+HK$10,729/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$352,630/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,574
−HK$9,972/mo
▼ 0.25% · 3.875%
HK$189,525
−HK$5,021/mo
Today · 4.125%
HK$194,546
baseline
▲ 0.50% · 4.625%
HK$204,801
+HK$10,255/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$389,092/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,942 · Scale 2, in force from 26 Feb 2026)