LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,173
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,040
−HK$2,913/mo
Today · 4.125%
HK$97,953
baseline
▲ 0.50% · 4.625%
HK$103,914
+HK$5,961/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,906/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,542
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,292
−HK$2,790/mo
Today · 4.125%
HK$108,082
baseline
▲ 0.50% · 4.625%
HK$113,779
+HK$5,697/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,164/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,608
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,049
−HK$3,495/mo
Today · 4.125%
HK$117,544
baseline
▲ 0.50% · 4.625%
HK$124,696
+HK$7,152/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$235,088/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,717,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,050
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,350
−HK$3,348/mo
Today · 4.125%
HK$129,698
baseline
▲ 0.50% · 4.625%
HK$136,535
+HK$6,837/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$259,396/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,717,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,043
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,057
−HK$4,078/mo
Today · 4.125%
HK$137,135
baseline
▲ 0.50% · 4.625%
HK$145,479
+HK$8,344/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,270/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,559
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$147,409
−HK$3,906/mo
Today · 4.125%
HK$151,315
baseline
▲ 0.50% · 4.625%
HK$159,291
+HK$7,976/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,630/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,912
−HK$10,404/mo
▼ 0.25% · 3.875%
HK$171,073
−HK$5,243/mo
Today · 4.125%
HK$176,316
baseline
▲ 0.50% · 4.625%
HK$187,045
+HK$10,729/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$352,632/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,575
−HK$9,973/mo
▼ 0.25% · 3.875%
HK$189,526
−HK$5,022/mo
Today · 4.125%
HK$194,548
baseline
▲ 0.50% · 4.625%
HK$204,802
+HK$10,254/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$389,096/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,951 · Scale 2, in force from 26 Feb 2026)