LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,174
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,042
−HK$2,913/mo
Today · 4.125%
HK$97,955
baseline
▲ 0.50% · 4.625%
HK$103,915
+HK$5,960/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,910/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,543
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,293
−HK$2,790/mo
Today · 4.125%
HK$108,083
baseline
▲ 0.50% · 4.625%
HK$113,780
+HK$5,697/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,166/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,717,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,609
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,050
−HK$3,495/mo
Today · 4.125%
HK$117,545
baseline
▲ 0.50% · 4.625%
HK$124,698
+HK$7,153/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$235,090/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,717,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,052
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,352
−HK$3,348/mo
Today · 4.125%
HK$129,700
baseline
▲ 0.50% · 4.625%
HK$136,536
+HK$6,836/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$259,400/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,717,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,044
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,058
−HK$4,078/mo
Today · 4.125%
HK$137,136
baseline
▲ 0.50% · 4.625%
HK$145,481
+HK$8,345/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,272/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,560
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$147,411
−HK$3,905/mo
Today · 4.125%
HK$151,316
baseline
▲ 0.50% · 4.625%
HK$159,293
+HK$7,977/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,632/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,717,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,914
−HK$10,404/mo
▼ 0.25% · 3.875%
HK$171,075
−HK$5,243/mo
Today · 4.125%
HK$176,318
baseline
▲ 0.50% · 4.625%
HK$187,047
+HK$10,729/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$352,636/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,578
−HK$9,972/mo
▼ 0.25% · 3.875%
HK$189,528
−HK$5,022/mo
Today · 4.125%
HK$194,550
baseline
▲ 0.50% · 4.625%
HK$204,805
+HK$10,255/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$389,100/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,717,970 · Scale 2, in force from 26 Feb 2026)