LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,178
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,046
−HK$2,913/mo
Today · 4.125%
HK$97,959
baseline
▲ 0.50% · 4.625%
HK$103,919
+HK$5,960/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$195,918/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,547
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,298
−HK$2,790/mo
Today · 4.125%
HK$108,088
baseline
▲ 0.50% · 4.625%
HK$113,785
+HK$5,697/mo
Deposit HK$20.21M · loan HK$20.21M · min. income ≈ HK$216,176/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$1,718,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,614
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,055
−HK$3,495/mo
Today · 4.125%
HK$117,550
baseline
▲ 0.50% · 4.625%
HK$124,703
+HK$7,153/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$235,100/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,057
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,357
−HK$3,348/mo
Today · 4.125%
HK$129,705
baseline
▲ 0.50% · 4.625%
HK$136,542
+HK$6,837/mo
Deposit HK$16.17M · loan HK$24.25M · min. income ≈ HK$259,410/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$1,718,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,050
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,064
−HK$4,078/mo
Today · 4.125%
HK$137,142
baseline
▲ 0.50% · 4.625%
HK$145,487
+HK$8,345/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$274,284/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,566
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$147,417
−HK$3,906/mo
Today · 4.125%
HK$151,323
baseline
▲ 0.50% · 4.625%
HK$159,299
+HK$7,976/mo
Deposit HK$12.13M · loan HK$28.30M · min. income ≈ HK$302,646/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,718,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,921
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$171,082
−HK$5,244/mo
Today · 4.125%
HK$176,326
baseline
▲ 0.50% · 4.625%
HK$187,055
+HK$10,729/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$352,652/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,585
−HK$9,973/mo
▼ 0.25% · 3.875%
HK$189,536
−HK$5,022/mo
Today · 4.125%
HK$194,558
baseline
▲ 0.50% · 4.625%
HK$204,813
+HK$10,255/mo
Deposit HK$4.04M · loan HK$36.38M · min. income ≈ HK$389,116/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$1,718,044 · Scale 2, in force from 26 Feb 2026)